Renewal Navigator Web Application

Make smarter dental renewal decisions, improve pricing consistency, protect profitability, and better manage persistency across your book of business.

Smarter Renewals.

Better Profitability.

Stronger Retention.

Strategic Dental Renewal Navigator is a configurable web application that helps dental carriers make more consistent, transparent renewal decisions. It brings technical pricing, credibility, business considerations, deferred rate, and portfolio performance together in one framework—tailored to your underwriting philosophy and profitability goals.

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Need access? Renewal Navigator is currently available in limited beta for select Strategic Dental clients.

  • Renewal Pricing

    • Develop consistent dental renewal guidance
    • Evaluate technical rate need
    • Apply duration and experience considerations
    • Quantify recommended rate actions
    • Support disciplined underwriting decisions

  • Experience & Credibility


    • Evaluate group and premium credibility
    • Balance experience with statistical reliability
    • Identify severe and emerging experience
    • Apply configurable credibility thresholds
    • Improve consistency across group sizes

  • Broker & Multi-Line


    • Incorporate broker relationship considerations
    • Recognize multi-line account value
    • Apply configurable renewal guardrails
    • Balance account strategy with pricing need
    • Support more informed relationship decisions

  • Portfolio Strategy


    • Analyze renewals across the entire book
    • Calibrate pricing toward target loss ratios
    • Identify pricing and profitability trends
    • Compare performance across key segments
    • Manage renewal strategy at the portfolio level

  • Persistency & Outcomes


    • Track renewal decisions and final outcomes
    • Measure group retention and persistency
    • Compare recommendations to actual results
    • Identify patterns in accepted rate actions
    • Inform underwriting governance with insights

  • Analysis & Reporting


    • Explore renewal performance and trends
    • Segment results by group size and broker
    • Quantify deferred rate in dollars
    • Review account-level decision support
    • Export clear, actionable renewal analysis

CLIENT PERSPECTIVE

"We’ve had a great experience working with Mark Coyne at Strategic Dental. Beyond his deep knowledge of the dental industry, Mark is incredibly well connected and has a great ability to bring the right people, perspectives, and opportunities together. He’s been a trusted and responsive partner, and we’ve really valued the relationship over the past year.”

ASSOCIATE VICE PRESIDENT, PRODUCT DEVELOPMENT & DENTAL NETWORKS — NATIONAL INSURANCE CARRIER